What We Do

campusS & S Recovery, Inc. has been offering quality and reliable debt collection services for the higher education industry for over 30 years. In addition to assisting clients and borrowers in resolving their delinquent debt, we offer payment plans, rehabilitation, loan consolidation, deferment, and forbearance programs. We specialize in the following types of educational debt recovery:

  • Tuition Account Receivable
  • Perkins Loans (Perkins Default Recovery)
  • Institutional Loans
  • Nursing Loans
  • Health professional Loans
  • Pell Grants

S & S Recovery, Inc. specializes in providing full-service debt collection & recovery through specific methods including:


mail1Free Pre-Collect Letter Service

Having trouble finding the time to send your Final Demand Notices to past due students? Let us help you with this procedure.

At NO additional cost, we will send out a Free Pre-Collect demand notice on our official letterhead for all your defaulted accounts (A/R’s, Perkins, Institutional Loans, etc). This includes setup, printing, mailing and postage.


mailbox2Billing Services

For billing services, S & S Recovery, Inc. is associated with the following groups:

  • ECSI
  • ACS
  • Campus Partners
  • UAS
  • EDSI
  • Panhandle Plains


money3State Tax Offsets

S & S Recovery, Inc. will work with your institution and the state tax offset program to increase funds collected. We still collect on the accounts that you turn over for active collections, even if your institution uses your state tax offset program.


clip4Progress and Analysis Reports

S & S Recovery Inc. will provide a variety of reports that are customized based on your facility’s needs. The following components are examples of standard information included in these progress and analysis reports you will receive during our work for you:

  • Client Acknowledgment
  • Statement of Collection
  • Active Debtor Status
  • Closed and Reactivated
  • New Address / Telephone
  • Production Analysis


bank5Litigation Services

S & S Recovery, Inc. prefers to collect on accounts through conventional channels. However, we provide a full range of collection services and options. Our agency serves your higher education facility on an individual basis to meet the needs for your school and each individual account. Upon the institution’s written authorization, our agency pursues delinquent accounts through the court system and in accordance with the laws of your state. S & S Recovery, Inc. retains a network of attorneys throughout the United States to ensure compliance with each state’s legal standards and practices.


What Our Clients Say…

Screen Shot 2013-05-07 at 5.40.29 PM“I would like to take this opportunity to express my appreciation for the excellent job S & S Recovery, Inc. has done in the collections of our delinquent tuition/Perkins accounts. We have been satisfied with the performance of S & S Recovery, Inc. since we became a client in September 2005. Reports and money due to us are received in a timely manner.”

– Sherry Beasley, Drury University